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How to Get a Credit Report

So now that you understand the significance of a credit report, it is your chance to learn how to obtain your own. The steps for obtaining a credit report are as follows:

  • Request a free credit report from one of the three national Credit Reporting Companies (Equifax, Experian, or TransUnion). You are really only entitled to one free copy every 12 months.

  • Use a credit repair service to obtain a free credit report: An excellent credit card repair company will work collaboratively with credit reporting bureaus to easily access your credit card summary.

How to Get a Credit Report
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